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>It isn't that hard to setup a secure SFTP server to automate the exchange

When you've got a trickle of information coming and going from hundreds or thousands of other individuals working at tens or hundreds of other entities it is.

You'd eventually wind up developing the kind of ridiculous "secure messaging and file drop" type service that every megabank builds on top of their SFTP and ticketing systems for that purpose. That stuff ain't cheap to run and keep running.

Better to just start with a solution that's 99% there.



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