Dude, stop with the late fees and go check out www.zencash.com. It was built exactly for this purpose. Get a better receivables plan. ZC connects to your invoicing app and will send reminders on your behalf, or if you're really done with that customer, send the bill to collections.
It's not worth the stress, trust me, I've been there. Full disclosure: I just joined the team as DoP.
It's not worth the stress, trust me, I've been there. Full disclosure: I just joined the team as DoP.