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Cheque use in the UK is now around two per year per person. (This includes business-to-business cheques.)

The over-65 age group is most likely to use them, and least likely to use an app, so you can see why it wasn't a big priority for most banks.

It's been at least 15 years since the banks stopped giving account holders chequebooks by default. If you want one you have to ask.




I get a couple of cheques a year from family in the UK. It's an infrequent transaction but an important one, and cheque scanning is actually the only reason I maintain my legacy bank account.




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