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> fiscally sustainable savings

Buy gold bullion, rent a bank safe deposit box, store it there. I suspect this is what comes closest to that, as of now. (Sigh.)



> Buy gold bullion, rent a bank safe deposit box, store it there

This is the worst of all worlds. You have a high-transaction cost volatile asset in a box which provides you with less legal protection than crap stored in a home with renter’s or homeowner’s insurance [1].

[1] https://www.nytimes.com/2019/07/19/business/safe-deposit-box...


Renter/homeowner insurance rarely cover precious metals unless they are in their highest premium ( read worst as store of value ) forms as jewelry or kitchenware. A vault with stronger property rights than US and insurance is probably better than your house (Singapore insured PM vault maybe) but not as good as a hole in the ground somewhere where metal detectors get a lot of false positives somewhere remote with no attachment to your identity.


> Renter/homeowner insurance rarely cover precious metals unless they are in their highest premium ( read worst as store of value ) forms as jewelry or kitchenware

You're already paying a double-digit round-trip spread on retail gold. The point is out of all the places you could put physical gold, safe-deposit boxes max out the worst attributes.


Precious metal prices rarely track with inflation, but 1.7% of a portfolio should contain such leaky holdings.

While it is currently legal for US citizens to own gold bars since 1974, if the tax man gets hungry... the old rules may come back into popularity.

Best of luck, =3




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