I'm speaking from experience and observation of the past two years of LLM assistants of various kinds that outsourcing code production will atrophy your skills generally and will threaten your contextual understanding of a codebase specifically over the long term.
If that's a risk you're willing to take for the sake of productivity, that can be a reasonable tradeoff depending on your project and career goals.
Your coding skills. If you're a new programmer, I can't emphasize this enough: Typing is good for you. Coding without crutches is necessary at this point in your career and will only become more necessary as you progress in your career. I'm a 25 year veteran professional and there's a reason I insist on writing my own code and not outsourcing that to AI.
Using AI as a rubber duck and conversation partner is great, I strongly suggest that. But you need to do the grunt work otherwise what you're doing will not lodge itself in long term memory.
It's like strength training by planning out macros, exercises, schedules and routines but then letting a robot lift those heavy ass weights, to paraphrase Ronnie Coleman.
I'm not a new programmer. I started as a teen in the 90s. I was a pro for some years, although I have not been for a few years now--I own a small B&M business.
I don't have a desire to become a great programmer, like you might. I want to program to meet real-world goals, not some kind of enlightenment. I don't want my long-term memory filled with the nuts and bolts required for grunt work; I've done plenty of programming grunt work in my life.
I am building custom solutions for my business. LLMs allow me to choose languages I don't know, and I'm certain I can get up and running near-immediately. I've learned over a dozen languages before LLMs came on the scene, and I'm tired of learning new languages, too. Or trying to memorize this syntax or that syntax.
I think your outlook is more emotional than logical.
If you're a businessman then do business, proceed. But from the beginning of this thread, I wasn't concerned with business people whose primary interest is velocity.