You can survive with 80k over 10-15 years instead of 2 and it increases your chances to find the job you want in a van. The van part was a random example and an exaggeration, but if it were down to being homeless I'd buy a van with my last money. What I mean is don't waste your money while there real and easy options out there. I just can't wrap my head around the part of the OP's luxurious trips and having fun while draining a massive amount of money and not finding any job. Just go work for McD or Ralph's as a cashier while looking for a job. I just can't stand lazy people who act like victims.