There is a HUGE difference between emergency fund and FU$

If my lifestyle currently is:

- summer vacay in Bali

- two ski trips, one US, one in the Alps

- eating out once per week

- daily Starbucks

- …

FU$ means I continue doing EXACTLY this, for 6/12/18 months.

Emergency fund would be I cut down all my expenses to a bare minimum until I find new source of income. Can’t say FU if I can’t go to Bali (I love Bali :) )

Sure, I wouldn't advise taking any expensive vacations or anything of that nature. But what caught my attention were the terms "pants-on-fire emergency" and "I would be interviewing 24/7". I mean I get it would be a stressful situation and may cause anxiety or panic but having those strong emotions could also lead you to end up working in a bad workplace which would make your mental health even worse. I am not judging, but those words just left me wondering what am I missing. And this is speaking as someone with a family to support.

I agree with the zen masters description though. I wouldn't be so zen about it either.