The requirement to pay market rate already exists and it's very easily gamed, eg. by under-leveling people or hiring them in under a related (but lower paid) role that doesn't reflect their actual responsibilities.
There's no premium financing proper adversarial regulatory agency there. If the IRS is not taking its special ~30% of 300+ workers salaries there's a best effort by a regulatory body that's viewed as a waste of tax payer money if it just checks a few technicalities.
