Maybe, but if you really don’t want to carry stuff around then it’s optimal to just type the code in (…which is why it makes zero sense that the keypads suck. except that they were being cheap.)
Then what I'm carrying around is a bunch of codes in my head which is its own form of baggage, or I re-use the codes and that comes with the same risks as reusing passwords has. Using the phone for everything has risks too, but I think not much differently than a password manager does, and most phones I've used have a reasonable device recovery process (not that I've had to use them or have expertise in that area...).
Carrying a single thing (which has a bunch of other uses than just access control) doesn't feel like a burden to me.
That said, I don't disagree at all that the typical keypad for access control on everything pretty much sucks. My front door has like 4 buttons only and does the telephone keyboard thing of using the same button for multiple 'numbers' in your code. Time to jump on amazon to look for a decent front door lock that works with my phone :)
