Absolutely. Ideally, you always have a Plan B and taking a vendor to small claims (or otherwise court) is not really a Plan B. It's not always possible to have a good Plan B. You can and should do due diligence up front but things can always go south for any number of reasons. Maybe collecting some sum of money down the road doesn't really make you whole if your business gets blown up. And you'll be long fired if the decision was on you.