I presume native advertising on youtube has more strict vetting (i.e. needs to comply with advertising regulations unlikely to be out and out scam etc) then creator sponsored content.
Some sponsored content seems like borderline scams to me I see a lot of creators shilling for stuff like "not a bank" banking apps etc.
Some sponsored content seems like borderline scams to me I see a lot of creators shilling for stuff like "not a bank" banking apps etc.