In an AI powered world it’s just a matter of time before the liveness checks used today (take selfie video and perform actions as instructed like “turn your head to the right”) can be perfectly replicated. Supposedly the livness checks will get more complex and try to stay ahead of the AI scams.

In my opinion we logically end up needing something that looks like a pre-arranged Proof of Identity (Aadhaar, Clear) or Proof of Humanity (World Coin, etc.)