So it’s not an app for you. I could see people potentially setting aside money and using it as motivation to complete tasks.

Or even better, a chore list for the kids. Write out a bunch of stuff and let them have at whatever they want to do.

Yes, exactly. That’s what I use it for. The money I set aside as a reward for completing my tasks is used for treats that aren't usually "smart expenses".

I hadn’t thought of the second use case, but it sounds like a good idea.

I understand, respect, and value your opinion. Don't get upset, it's just an app.