My wife and I work this way, but it does not feel burdensome. We each know what our recurring responsibilities are, and which sorts of expenses each account is meant to fund, so there's little to discuss beyond the occasional major purchase or unexpected repair.
The benefit is that we can each use the different habits we have developed over the years, which suit our respective temperaments and preferences, without stepping on each other's toes. I like paper bills and manual payments, while my wife prefers email and automates everything; each of us thinks the other way sounds stressful. We employ debit cards and credit cards in different ways, we have different uses for savings accounts, we track our expenses differently, we have different levels of comfort with investments and cryptocurrencies, and we even use cash differently. Compromising on a single system would leave us both confused and unhappy; it feels much easier to divvy things up equitably, then each play our parts in the styles we prefer.
The benefit is that we can each use the different habits we have developed over the years, which suit our respective temperaments and preferences, without stepping on each other's toes. I like paper bills and manual payments, while my wife prefers email and automates everything; each of us thinks the other way sounds stressful. We employ debit cards and credit cards in different ways, we have different uses for savings accounts, we track our expenses differently, we have different levels of comfort with investments and cryptocurrencies, and we even use cash differently. Compromising on a single system would leave us both confused and unhappy; it feels much easier to divvy things up equitably, then each play our parts in the styles we prefer.