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FTX Has Billions More Than Needed to Pay Bankruptcy Victims (bloomberg.com)
30 points by helsinkiandrew 8 months ago | hide | past | favorite | 50 comments



(Sentencing Judge Lewis) Kaplan also rejected Bankman-Fried’s claim that he deserves a lighter sentence because many of his victims may be made whole on their lost investments.

"If a thief steals money, takes it to Las Vegas, and earns a handsome profit by gambling, he is still a thief, even if the funds are repaid." [1]

[1] https://www.thedailybeast.com/ftx-crypto-fraudster-sam-bankm...

SBF's crime wasn't losing money, had he gotten authorization to make these investments from his depositors, he wouldn't have been in this position.


It's necessary to penalize this behavior, if Fidelity or other fiduciary engaged in similar behavior - the losses could be catastrophic.


And even more, it was luck and 'fortune' that this is the case now. It's nothing of SBF's doing. They're only able to be made whole because of the market.

Crypto could easily have crashed. And then...?


That's not quite true. Many of the investments did quite good and outperformed alternatives. Investment in anthropic AI would be a good example.


Great. Many of those investments should never have been able to be made in the first place, because they came through fraudulent actions.

Sure, those gains can be used to make investors whole. No, SBF shouldn't get any credit for his "foresight" because they can.

There was a point within a couple of months of the Madoff collapse where it was shown that if he'd sent out an email to his investors saying, "Here's the deal, we're freezing. No more deposits. No withdrawals for now", and he'd left everything untouched for four years, he would have been in the black. His efforts wouldn't have been right or net-zero if he'd done that, though.


>Sure, those gains can be used to make investors whole. No, SBF shouldn't get any credit for his "foresight" because they can.

I guess this is the point I was getting at, and I disagree with it. Even if you rob and kill 100 children, it doesn't invalidate the foresight.

Foreshight on a specific topic is a sperate topic and specific actions can be judged independently. IF SBF a bad person, but also says the sky is blue, that doesnt make it false.


Why should you get more "credit" for stealing[1] from someone to make an investment that turns out to be good, versus stealing from someone to fund strippers and cocaine? You still took the same amount from the person.

[1] For clarity, what SBF did is not, I realize, theft. Just an example.


I have no idea what you mean by "credit".

I'm talking about recognition that someone was able to make a correct prediction or calculation.

If someone is a mass murderer but invents cold fusion, You can hold both facts to be true. They made a great scientific discovery and that they were a killer. The facts are not in competition.

SBF may have had a good read on the market, and a good eye for investments. He may also be a criminal. Humans have multiple dimensions, so both can be true.


The root assumption in some of this thread is that "Well, should SBF get a lighter sentence because his victims can be made whole?"

That's the "credit" part. No, he shouldn't. Crypto gains after the seizure of FTX funds are not of his doing, and shouldn't benefit him. Similarly, an argument can be made that he shouldn't necessarily have had access to some of the funds that he used for investment.

I'm not denying (nor much caring) that he has made some good investment choices.


The comment I responded to was:

>And even more, it was luck and 'fortune' that this is the case now. It's nothing of SBF's doing. They're only able to be made whole because of the market. Crypto could easily have crashed. And then...?

If you arent addressing this point, you are in the wrong part of the threaded conversation.


Right. I wrote that.

What I am saying: SBF should not be able to get his sentence reduced because he made good investments with ill-gotten funds. Whether he is capable of that or not is immaterial.

The market continued to rise after he ceased to be involved with those investments. Why should he reap the benefit of good fortune (indirectly, in reducing his sentence) because of that rise? It had nothing to do with his intent for that money - his intent was generally to enrich himself, family and friends, and if others got the leftovers, lucky for them. Hence the three private jets he owned. Saying "well, he made some good decisions so there's more to pay people back with, so he should get less jailtime" is BS, to me.


all I am saying is credit where credit is due.

I think that it is fair to recognize that SBF/FTX selected some wise investments, and I dont think that was all pure luck.

Im not trying to make any wild claim beyond that about morality, you are the one bringing that into it.


How does that in any way contradict the comment you’re responding to? They’re saying it was luck, saying it was successful does not mean it wasn’t just luck…


I was addressing the crypto markets being up portion of the post.


I'm not sure that I agree with this, because that would make most banks thieves.

The operating model of a bank is to take depositors money and loan it out at a higher interest rate; Then there are investment banks that "hedge risk" and seek higher return ratios - ie what happened to Bear Stearns in 2008 (a reminder that nobody went to jail for 2008).


You seem to be missing the concept of consent in your analysis. I’d say it’s pretty foundational.


Except there are laws in place to limit how much can be lent out (Google "federal reserve requirements").


But surely the bank gets permission beforehand?


So who gets the extra? Is it split evenly? Or do the lawyers make off with it?


certainly central authorities will seize said spoils snickering all the way


It all goes to the creditors + interest.

> Although all debts will be paid in full, plus interest, nothing will be leftover for equity holders

> Depending on the type of claim they hold in the case, some creditors could recover as much as 142% of what they are owed. The vast majority of customers, however, will likely get 118% of what they had on the FTX platform the day the company entered Chapter 11 bankruptcy.



There's less text in this link than the actual article.



The rest of the article is behind a login/paywall.


Perhaps like myself, there are many people outside of the US who haven’t bothered with trying to claim?

My exposure was pretty small, definitely not enough to justify trying to figure out this whole process would work in my case.


It’s mostly because crypto is close to all time highs again.


This is due to non crypto holdings. They never recovered crypto from ftx


Well I meant crypto related investments too. But Anthropic might be a big piece of it, so I guess I stand “corrected”


Yes, but if you had for example 1 ETH in FTX when it went down, you're not getting 1 ETH back now, you're only getting the dollar value of that ETH in November 22, which was much lower than current prices (> 50%).


How is this related to my point? Ability to cash out account holders is not related to crypto being up


Hah, hopefully he can make them whole again!


If at the end of the story, everybody affected is made whole, could it be argued that his sentence should be reduced?


Depends on why they're made whole. If it turns out that he didn't steal so much as it seemed at trial, that could matter. But as the article details, it seems to be more about two exogenous things:

* Some FTX investments, in particular Anthropic, have done very well over the past 2 years.

* Due to the mechanics of bankruptcy law, FTX's cryptocurrency liabilities were effectively converted to dollar liabilities when they filed, meaning that all crypto price increases since then are free money for the asset recovery. (You could reasonably frame this as bankruptcy victims not really being made whole, since their claims are substantially less than what FTX would owe them if it were still running, although there's good reasons it works this way.)


the CEO of the bankruptcy estate sent a letter to the court arguing against this. people are "made whole" in that they will receive the dollar value of the assets on the day of the bankruptcy, but due to rise in cryptocurrency prices since then, a lot of them are still taking a big loss compared to the world without any fraud.


If someone robs your house and steals your things, The police arrest the burglar and get your stuff back, does that mean the burglar should go free or get a reduced sentence?

NO. THE ANSWER IS NO.


That's a different crime, so your reasoning does not apply.

It my understanding (I could be wrong) that on financial crimes it does make a difference if you make the victims whole or not. No idea if it also applies somehow after the ruling, hence why I asked on this forum for intelligent discourse. Sorry if that bothers you, though.


I think the original poster was aware that it’s a different crime and was attempting to simplify the concept so you were able to grasp it a little easier.


I appreciate the generosity, but I feel it needs to be simplified even more so you and GP are able to grasp it as well.

Breaking and entering is a crime on its own, while most financial crimes are non-violent by nature; a whole different set of rules apply.

Burglary is also different from fraud. Read about it, I can recommend a dictionary.


That's why B&E is charged differently depending on if there were occupants in the house or not.

If not, the person doing the B&E gets a lighter sentence, but they still get punished.


They're not really being made whole.

> Depending on the type of claim they hold in the case, some creditors could recover as much as 142% of what they are owed. The vast majority of customers, however, will likely get 118% of what they had on the FTX platform the day the company entered Chapter 11 bankruptcy.

If you had 2 bitcoins worth say 16k each in FTX; FTX is able to give you back 32k which is the value of your bitcoin at the time. (~Nov '22). But it's not giving you back 2 bitcoins (120k; presently).

Same with if you had Solana which was $13 (~Nov '22) but is now $148.


Sure, I agree they are not made whole, but magnitude of financial damage is absolutely a factor in sentencing.


Using a throwaway for obvious reasons...

As someone who has been convicted of a financial crime (theft of funds from an association account due in part to a gambling addiction).

The key word in your statement is "YOU". My sentence/deal involved restitution from my own funds. If I'd taken some of the money I took and put it into crypto, that would be -used- to make my victims whole, but it wouldn't be considered me making recompense, because the money I put into crypto would have been ill-gotten, and as such any gains were not mine to give.

That very much made a difference to the discussions between my attorney and the prosecutor.


Whoa, thanks a lot for coming here, I do appreciate your input on this.


What's the difference between stealing $100 in cash versus stealing $100 from someone's digital account?


Anything could be argued, but I'd hope that the argument would fail in court.


Yes, hence why bank robbers get let go once the police recover the money...


It could help. However, it is important to recognize the opportunity costs. Simply refunding the cash paid, or a snapshot price can be much less than what the asset is currently worth.


Why? It's not due to his action that they're able to be made whole. That's the market. SBF got lucky with that. If crypto crashed, then...


Not sure about the legal details of his case but this could indeed be good for any appeals he may file.

While we like to think of the law and its application as a dispassionate process that only looks at the facts, the sense that someone has been harmed plays a big role in the process and jury decisions.

This development weakens any arguments around harm to others, it could also strengthen arguments in favor of incompetence as opposed to malfeasance when it comes to explaining what actually happened to investor money.




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