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petercooper on Dec 17, 2008 | parent | context | favorite | on: Scott Adams Blog: The End of Capitalism

Perhaps your health insurance premiums would be based on your body mass index and whether or not you smoke.

You mean it's not already? I'm an ignorant Brit with state healthcare (mostly) in this regard, but doesn't insurance work this way in the US?

Our car insurance varies on gender, age, employment, and all sorts of factors - shouldn't health insurance be based on.. well.. your claim risk too?

bmj on Dec 17, 2008 [–]

Not unless you are paying for your own insurance.

This is, however, how life insurance works.

petercooper on Dec 17, 2008 | [–]

I'm surprised anyone's self employed in the US with the various hurdles (higher taxes, choosier health insurance) :)

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