> Apple Pay through Wallet obfuscates your actual credit card numbers, which retailers infamously use to track customers. It’s far more private than using your credit card itself. I highly doubt any banks or credit card issuers would do this themselves if given access to NFC tap-to-pay.

Maybe someone can answer whether this is already solved by GDPR? If I do not give explicit consent to use my credit card details for anything else but withdrawing the agreed upon amount, that would be illegal (... in EU countries).

Edit: It seems like this is, at least in some capacity, a commentary on the DMA. I understand the concerns about privacy in a US context, but these issues should already be solved in an EU context.

So what Apple will most probably do, keep US companies from implementing NFC wallets but allow EU companies to implement NFC wallets, seems to be a really good compromise for the author - Privacy is kept both for the EU and the US users.