Yeah, same here. I don't think I was mature enough to have a kid at 22, apart from the fact that I was still studying, and when I started working I had low salary and needed to work long hours to fight for job stability in a competitive sector. However, it would likely have worked at 30, and reading through all this makes me think that it would have been better than waiting until 36 as I did.

Easier said (especially in retrospective) than done, though.