Welcome to my new insurance company! Thanks for requesting a quote (it's free! the quote, not the insurance), my agent will swing by to install a GPS chip while you sleep. We're not doing anything malicious with it, we just give you call whenever you're within 5 miles of one of our locations. We'll put it in the bin the vehicle manufacturer conveniently installed for us to hold all the trackers grocery stores and shopping malls use to offer free parking, which you can of course empty out at any time (it's clearly labeled once you remove the oil pan).
What's this, a shopping center now asks before installing a GPS chip on my car (but still somehow offers free parking if I decline)? How inconvenient!
You’re forgetting a key thing, market acceptance. Drive at all once in your life and you’ll realize a majority of people speed. You’re not going to force these people to punish themselves so such a system would have to come from regulation. The market has already said no.
most sites using tracking are providing you something for no monetary cost to you, instead by showing you targeted ads