Ironically, I would point out that if you work for yourself, and if you're successful, then you have far more financial stability than any company you would ever work for. You will never fire yourself from your own company, but if you work for Corporate, then Corporate will make its own layoff decisions, and oftentimes they have little to do with how valuable your contributions are and far more to do with internal politics. Working for yourself, ironically, is what actually allows you to decide the most optimal way to live your life - you get to decide what business you want to build, in which industry, serving which customers, when to close your laptop for the day.

Also this lets Someone Else take care of the boring stuff like taxes, payroll, sick leaves, hiring etc. I can focus on the code.