Yea, though wages and rates vary enough it's worth looking at individual countries.

England is an outlier. Average wage works out to 44,252.67 USD (£34,963/year) vs US is at 70,248.63.

Average car insurance in England is 710.06 USD (£561/year) vs 2,545 USD in United States.

Yep. Median wage in Belgium is ~3.5k euro / month, equivalent to ~3.8k USD / month. Median US wage is ~4.9k/month, about 30% higher, certainly not 150% higher.

Belgium is definitely an outlier. It's 2k after taxes and contribution in France (so like 2.9k/3.1k if you are working for the state or a private company)

The other comment thread walked through the UK example as well. American insurance is over priced.