Hrmm I wonder what would happen if I made a bank that used an unencrypted website for online banking lol.
The problem with your solution here where the insurance company raises rates... yea they already did that with regards to Kia/Hyundai cars and Kia Boyz thefts. The problem is, well, put it this way...
The last time you bought a car, did you check that the car had immobilizer software/hardware present on it? They don't really advertise that stuff anymore. About the only way you'd know on some brands is a nondescript red dot that shows up for a moment when you start the ignition.
Really, I'd bet a lot of people only found out their car didn't have an immobilizer feature until their insurance company dropped them or jacked their rates up... and that's a problem. See, you can buy a car NOW, and everyone thinks it's a good safe car.. until it turns out it wasn't.
The problem with your solution here where the insurance company raises rates... yea they already did that with regards to Kia/Hyundai cars and Kia Boyz thefts. The problem is, well, put it this way...
The last time you bought a car, did you check that the car had immobilizer software/hardware present on it? They don't really advertise that stuff anymore. About the only way you'd know on some brands is a nondescript red dot that shows up for a moment when you start the ignition.
Really, I'd bet a lot of people only found out their car didn't have an immobilizer feature until their insurance company dropped them or jacked their rates up... and that's a problem. See, you can buy a car NOW, and everyone thinks it's a good safe car.. until it turns out it wasn't.