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The mandatory liability insurance covers any damage done using the vehicle, independently of who is driving it.[0]

If there is no insurance for the car, I would assume that normal laws regarding liability apply. There is also punishment for driving without a license[1] or without insurance[2].

From [1], a man with no license or insurance was jailed for three months and fined 100k DKK (15k USD), but this also includes drug offences. He also cannot legally drive for 5.5 years.

From [2], the vehicle is impounded the third time you drive without a license within three years. The first offence incurs a fine of 7000 DKK (1000 USD) and the subsequent 8500 DKK (1230 USD).

From [3], if you lend your vehicle to a person that drives recklessly, the vehicle can still be impounded and sold. The owner is liable for traffic infractions, but the owner can't lose their license because of what the lender did.

[0]: https://www.if.dk/globalassets/dk/files/privat/ipid/ipid-bil... [1]: https://viborg-folkeblad.dk/viborg/koersel-i-biler-uden-plad... [2]: https://sikkertrafik.dk/rad-og-viden/bil/korekort/boder/ [3]: https://fdm.dk/alt-om-biler/bilen-hverdagen/bilforsikring/na...




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