Maximum deductible is taking on more of the risk yourself.
The first dollar in any claim is always paid, the last dollar hardly ever, so the first dollar is worth more. Maximum deductible also reduces the chance you’ll involve insurance at all. Why report a $200 fix when your deductible is $1000?
Comprehensive insurance is for when you CANNOT afford to lose the car. If it would be painful but you’d survive, you probably don’t need it.
The first dollar in any claim is always paid, the last dollar hardly ever, so the first dollar is worth more. Maximum deductible also reduces the chance you’ll involve insurance at all. Why report a $200 fix when your deductible is $1000?
Comprehensive insurance is for when you CANNOT afford to lose the car. If it would be painful but you’d survive, you probably don’t need it.