This one is puzzling because "shelter" (right to adequate housing) is directly a human right we once agreed upon.
But when we view this as a commodity and allow housing to be an investment vehicle it really displays the lack of empathy and care for the humans around us we have.
Commoditization isn’t really a problem except that governments went overboard by leaving it to market to solve problems. This creates unhealthy incentives to only build commercial buildings for upper middle class and higher. It drives prices up. Good government should be aware of it but usually they rub shoulders with the project managers of the big building corporations.
Most people have shelter, they just want better shelter. There is a vast inflation in expectations. Previously more people have been living together in smaller spaces, thats why we have housing shortage now.
That's the issue. All the basic human rights have been rolled back especially in the anglosphere. Housing, public health services, employment (proper jobs, non gigs)
The other issue is that we didn't actually agree on this. It may be that something like the EU declaration of rights says that housing is a human right, but humanity overall has never agreed that is the case.
But when we view this as a commodity and allow housing to be an investment vehicle it really displays the lack of empathy and care for the humans around us we have.