Not entirely true. You have COBRA after losing employment for some time
COBRA is good insofar that it lets people know the real cost of health insurance.
Thats the cost for covering everything under the sun + every bad habit + risky behavior. Instead of you know: emergencies, no fault accidents, and unexpected genetic problems. (Like, say car insurance)
Not only is this a strange opinion, that you want some kind of entity to decide whether or not each of our health conditions are at-fault, your analogy to car insurance isn't even true in no-fault states, of which there are many.
COBRA is good insofar that it lets people know the real cost of health insurance.
Thats the cost for covering everything under the sun + every bad habit + risky behavior. Instead of you know: emergencies, no fault accidents, and unexpected genetic problems. (Like, say car insurance)