None of the competitors needed anything like decades. Companies like PayPal, Venmo, Square, etc. had far more usage with a year or two of launch, and nothing like the high percentage of companies who started using them and removed the option because the fraud / benefit ratio was dismal.
I got involved with bitcoin in 2010. I never expected it to take off (price-wise) so soon. I thought maybe 2050, and I still think that's a reasonable guess. Overturning the global financial system from the bottom-up takes time.
ARPANet started in 1969. The internet as we know it today didn't take off until the late 90's, and wasn't a profitable world-changing sector until the 00's.