To be honest, I'm still not sure what practical usage scenarios you have in mind. Is it protecting your money from terrible economic policies if you live in a country like Venezuela? Or are you envisioning a whole new financial sector, free from existing financial regulation? In the latter case, while I don't think that all government regulation is good, I don't see how transitioning to cryptocurrency would help you avoid its problems. After all, if you're doing business somewhere, you have to obey that place's laws no matter which currency you're using to do business.
Say I have a friend in Hong Kong, Russia, the US or wherever. I can send them $10k in Monero. Whatever laws the local country may or may not have mean nothing - they can't detect the transfer and they can't stop it or roll it back even if they could detect it.
We don't know exactly what the value of being able to do that is, but it is not something that has ever been possible before and it is a concrete action that would help a friend. So it definitely has some value.
