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There's a lot of fraud. Period.

I assumed stripe founders had offline business experience before stripe :) Online maybe increase it a little more and make it more risky to the business because of "card not present". But hardly new to online.

There's also a lot of false positives if you verify too much on data brokers, as you just mentioned you do, instead of talking to the issuing institution on fears of chargeback and rate hikes.




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