There are only three cars you can get in the US for less than $20k new, and at least two of them are objectively garbage - the Kia Rio and Mitsubishi Mirage. I don't know anything about the Nissan Versa but it can't be that great.
I don't say this to be pedantic but to point out that cars across the board are more expensive than most people realize, and if you haven't bought a new car in a while, especially post-COVID, it can be a shock to see that a car with terrible infotainment, a cheap plastic interior, and cloth seats will run you $30-35k new. You want nice speakers? Leather (even fake)? A steering wheel that isn't made out of Fisher Price plastic? Let me know if you find something for under $50k new. God forbid you want anything approaching luxury like ventilated seats or rear seat climate control unless you're willing to drop $1k/mo on something.
I don't say this to be pedantic but to point out that cars across the board are more expensive than most people realize, and if you haven't bought a new car in a while, especially post-COVID, it can be a shock to see that a car with terrible infotainment, a cheap plastic interior, and cloth seats will run you $30-35k new. You want nice speakers? Leather (even fake)? A steering wheel that isn't made out of Fisher Price plastic? Let me know if you find something for under $50k new. God forbid you want anything approaching luxury like ventilated seats or rear seat climate control unless you're willing to drop $1k/mo on something.