You use the word “forced” like it’s a problem? I hated it when my bank got rid of a nice secure card reader (which required my physical card and pin).
If my phone breaks or is stolen, I can’t actually buy a replacement phone now, as that requires spending money, which requires 2FA which requires my phone.
If my phone breaks or is stolen, I can’t actually buy a replacement phone now, as that requires spending money, which requires 2FA which requires my phone.