IME consulting is where you can really win in a market like this. Especially moonlighting. If you can find an extra 10 hours per week reliably to work on something you can easily supplement your income by $60k or more. It’s not guaranteed to be interesting work, but there’s no shortage of people just trying to get a new thing over the finish line or an keep an old thing afloat for a bit longer. It’s a good value for the company because they don’t have to hire a “whole” developer, and it’s easier for especially smaller organizations to bucket all your hours into either CapEx or OpEx based on the project.
There's a difference between hiring staff and getting a job done. Most companies choose one or the other, but they're peanut butter and chocolate!