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> What happens when it becomes so good that it's the only option?

Nothing is stopping banks from creating something better.




But not something cheaper.


If the government has to step in and fix your industry, you have failed.

I'm fine with an alternative that's also free. No need to pay me when I use the service.

Should I be feeling sorry for the poor banks that were too greedy to come up with this new payment solution? I'll try.




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