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Agreed. Send an email to your clients:

IMPORTANT: We're changing our TOS

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We've always tried our hardest to be the Good Guys, to not put burdens on our clients. Unfortunately, we're seeing a large amount of fraudulent activity that has forced us to implement chargebacks. We're sorry, and despite this we will continue to fight as hard as we can and then some for you, our clients. Thank you for your patience and understanding.

Then, you're clear. You may lose some clients, but you won't be the assholes who sold your product as, "X, but without the terrible Y!", then went behind your clients' backs and implemented Y after you realized the big boys did it for a reason.



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