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I get the analogy, but banking without cash is pretty convenient. I mean, I don't even have to carry a wallet around if I don't want to (my cards are on my phone). I can send money anywhere in minutes, I can pay online, or over the phone and everything is pretty secure (and insured).

I'm sure there's some niche edge cases I'm missing, but where the 'post cash'/bank cards world has real advantages, how would cryptocurrency improve any normal persons day to day? I see no real advantage, it all seems more "you could also do this with crypto" - except maybe not as well/fast/cheaply/securely?

FWIW I don't hate crypto at all, I just can't see it becoming 'the thing'. AI I can definitely see having a place (already). I find ChatGPT insanely useful for some things.




I don't think crypto will become the only thing (which I assume is what you mean by the thing), just as bank cards and NFC isn't the only thing. Cash still exists. In the same way that we still have traditional centralised banking alongside decentralised crypto etc.

> How would cryptocurrency improve any normal persons day to day?

I see your point, but I can think of at least a few situations:

1. Global transactions with lower fees

2. Remittance, if you're working abroad etc, no more WesternUnion fees

3. Alternative to cash for previously cash transactions (less chance of being mugged etc)

There are definitely arguments for it, but anything you can do with it you can do without it, so it doesn't invent new use cases really, but I find the arguments against it are never based on pragmatism and logic, but on emotion and bias.




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