If you want a figma, I'd prefer if you worked with a dev before making it, then also worked with them after making it, to get on the same page.
Creating a design out of whole cloth and handing it over to a dev, with minimal interaction, seems lazy.
The problem isn't figma - it is how it is being used. I do think that figma is super super overkill, as if you pick a good design kit what's the point? Lots of wasted time.
I don't see the point of doing all the extra work, when in reality a wireframe works better in most cases (doesn't set you up for the "why doesn't it look like the figma" responses)
The best designer I ever worked with did full HTML/CSS mockups but even those had to be rewritten into the development framework of choice.
To me Figma is a step up from the other ways I used to get designs.