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> Crypto is also used to evade taxes.

You know what, this narrative is funny, because 99.999% of the time in which "crypto" is used to evade taxes, it's the kind of taxes that would need to be paid because of capital gains on the crypto assets because their value increased. But most of the time, they are unrealized gains, which means that tax evasion didn't actually happen. But anyway, let's now think of the cases where the person sold the crypto back to fiat: how easy is to evade taxes at that moment? Not very, because most exchanges report trades to authorities.

And anyway, the fact that their crypto balance increased is due ultimately to politicians doing QE! So they tax us in a hidden-way via money-printing, and after the scarce assets increase in value because of this, they want to tax us again.



I've never owned any crypto. I'm changing my tax residence for legitimate reasons. (Hardest thing I've done in my life!)

But I suppose some crypto owners are changing their tax residence without declaring their crypto i.e. no deemed disposal and exit tax.


The big problem comes when they want to use their crypto horde to buy real world stuff.

Want to buy a house? Now you need to convert your crypto into fiat and a deed transfer. People will start asking where your funds are coming from. This is where you tend to get caught.


> People will start asking where your funds are coming from.

This is a weird statement.

If it's a cash offer, it's a seller's job to determine if you have the money, not if you paid taxes on it.

If it's a mortgage down payment, then the bank is more interested in if your assets are going to disappear (e.g. are they actually a loan from a third party?). I've never had a mortgage bank inquire about my tax situation.

If you're talking about IRS audits... then yes, they might be curious how you purchased a giant asset without any declared income. But that's similar to any unreported income situation.


>> People will start asking where your funds are coming from.

>This is a weird statement.

Not in the UK. Here there's a legal obligation on the conveyancing practitioner - which you have to use - to confirm the source of funds for the purchase. They "will ask questions about your salary, request bank statements and ask you to give details of any family inheritances"[1].

[1] https://www.bannerjones.co.uk/your-property/services/buying/...


Are those the new UK regulations intended to prevent dirty money from buying real estate?

Or has it always been a thing?


I believe it is also the case in large parts of the EU and yes, that is the reason why.


> If it's a cash offer, it's a seller's job to determine if you have the money, not if you paid taxes on it.

Yes, but your bank and the bank of the seller both have strict KYC/AML rules to respect. And the seller probably doesn't want to accept a pile of bills that requires laundering.


I think we can agree that KYC/AML rules are... somewhat effective, in the face of determination to circumvent.

Honestly, to op's point, the IRS audit would be the likeliest to nail you, post-purchase.

"Person without demonstrated income suddenly buys expensive asset" is hard to hide and a huge, trackable signal.




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