Small businesses do. Business that dont have high capital costs do.

But any industry with high capital costs, hardware, electronics, automobiles, consumer appliances, pharmaceuticals all have massive start-up costs that bank loans wont work for.

You think Tesla would ever exist with just bank loans?

> You think Tesla would ever exist with just bank loans?

Who knows what would be possible in a world where GE was a company owned and managed by the workers. Maybe no one would cancel EV1. Relying on billionaires to chip in on a new ideas is really fickle.