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> 1. Cigna will not tell you for any reason, why the claim is denied

Of course not. Fight fire with fire. Get care providers to sign a letter to Cigna saying the procedure is medically necessary Going through the process will not work and will go slow. But putting them on notice by having licensed, local care providers say something is medically necessary and urgent will work almost 100% of the time.




And blatantly copy your state's insurance regulatory department. Insurers LOVE that.




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