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The answer seems pretty simple. Don't invest much more than you're ready to lose. I'm sure that even in the US there's a way for a business to open an arbitrarily large risk-free zero interest i.e. no investment bank account.


What do you mean "invest"? Most of this bank's customers are running a business and need a bank account, it's not an investment.


It’s quite simple, really. Startups should buy hundreds of millions in gold, then stash that under 160,000 different mattresses to diversify risk of a systemic bank collapse.

If Bogglehead retirees can figure that out, why not startups?


A poor straw man.




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