Low risk is not the same as no-risk. FDIC amounts will be returned and bank assets will be sold to cover deposits as much as possible. Outside of an investigation into any wrongdoing that should be the end of the involvement of taxpayers. VC firms should protect their investments or the government should get an equity stake or favorable loan terms for remaining balances. It’s really bad for the free market to signal that all banking is risk free for any corporation. If we are going to do that then just nationalize the banks and cut out the middle person.