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Employees at SVB have roughly the same game theory decisions to stay or leave as depositors did. It costs nothing to leave right now and go work for a rival bank, but the last person out the door is going to have a very hard timeā€¦ there are only a certain number of jobs / job opening for their roles so the FDIC did indeed offer a premium to keep them around.

https://www.forbes.com/sites/jackkelly/2023/03/11/some-silic...




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