Consider time it takes to get your deposit back:
FDIC says depositors will get $250k back on Monday morning (pretty incredible turnaround actually).
For the rest, they will have to wait for assets to be sold.
> For the rest, they will have to wait for assets to be sold.
Actually, that's not completely true; FDIC also says that they'll pay an advance dividend to uninsured depositors next week. That likely won't be the full balance, but they'll get at least part of their deposits back before assets are sold.
Consider time it takes to get your deposit back: FDIC says depositors will get $250k back on Monday morning (pretty incredible turnaround actually). For the rest, they will have to wait for assets to be sold.