It's too bad that no one is trying to disrupt education (except for Khan Academy, Coursera, Udemy, Lumosity, Knewton, Skillshare, CourseHorse, Inkling, Edufire ...)
I think it's more the status in society of formal education over alternatives rather than education itself that needs to be disrupted. People will still pay for more for the same education if it comes with a piece of paper from a recognised and well regarded institution.
We can only hope that the college bubble will be popped. Otherwise it may take several generations before this elitist attitude toward formal education is out of our systems.