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One way to legally get the end-run around SSDI is to work on open source projects and accept donations.

SSDI allows income from sources other than work, unlike SSI, which bars pretty much all income. SSDI allows you to get things like Financial Aid for school without impacting your SSDI. You can even trade stocks and gain money from stock sales and not have it impact your SSDI. Your spouse can have income and it won't impact SSDI. Most forms of income that are not strictly "work" are allowed by SSDI. SSI is the more strict of the two programs (and is more generally aimed at people who have been lifetime disabled and never worked or paid into social security).

Open source development + accepting donations seems like a sweet spot for the disabled on SSDI. You're not accepting pay for the "work" you do, thus the donation income is legally acceptable.

OP doesn't specify whether they are on SSI or SSDI, but if they had worked for years before they were disabled, its likely they were able to get SSDI.




Do you know many people who are doing this with > 1000 per month average donations?




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