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If you can make a 5% return on investment and borrow money at 0% interest than you're going to invest a lot.

As the interest rate approaches 5% your willingness to invest falls.

Tech runs wild on low interest rates because the return potential is so high. It falters on high interest rates because the risk is high.




> As the interest rate approaches 5% your willingness to invest falls.

Do we have proof based on their financial statements quarterly that they are actively investing their cash in risk free assets yielding 5% instead of investing in projects? I find it hard to believe that a team of $200k-$300k/yr earning employees at Google can't find a way to generate more than 5% net margin for the company?


> I find it hard to believe that a team of $200k-$300k/yr earning employees at Google can't find a way to generate more than 5% net margin for the company?

But does the decrease of 6% of those employees have a resulting income decrease? Likely most teams will continue to function without the missing employees. Also plenty of the employees are recruiting and HR and other non-income-generating employees.

Also yes they have billions in marketable securities, in debt, and interest income, etc

https://abc.xyz/investor/static/pdf/20220427_alphabet_10Q.pd...


The particulars don't matter. That was just an example.

If a company sees an opportunity that it thinks it can profit on above its costs it will do so, if it has the resources.




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