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> The government is run by and for the benefit of the established land owners and they don't want housing, they want excess returns. Simple.

Simple but simplistic, that's just a caricature. Reality is more complex, and regular homeowners don't care about returns, excess or otherwise. People buy homes to live in, to raise their kids in and to maybe retire in if health allows. Most people enjoy stability, so it's nice for the neighborhood to change slowly or not that much.




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