I appreciated your comment. However with respect to what your Dad told you :
> "son, the bank manager is my boss, he can call in my loans any time"
that would have been true for him (being in property development). But there are people who build successful businesses or just work for themselves who never go into substantial debt and thus are free of any such 'creditor boss'.
> "son, the bank manager is my boss, he can call in my loans any time"
that would have been true for him (being in property development). But there are people who build successful businesses or just work for themselves who never go into substantial debt and thus are free of any such 'creditor boss'.