I like this part the most. Liability is a counteraction against people you can't trust doing things they shouldn't. It does protect you when things go wrong, but generally, things don't go wrong and if people do the right thing, they go wrong even less often.

Seems like half the US legal system is basically built on a lack of trust between people. I do acknowledge many legal remedies try to address the situations where trust exists but no one knows how to proceed so its not all bad