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Yep, for me, it is banking.

N26 (Europe) requires you to have a smartphone and a SIM card. Obtaining a SIM card means that you need to identify yourself.

You can't just have a smartphone. The OS needs to be unrooted and also mainstream (iOS/Android).

This really sucks.

Furthermore, Google and Discord lock your accounts, if you don't provide a phone number.

The alternative might be to use an Android/iOS just for banking. Another Android/iOS for services such as Google (Play store).

And a Librem or any other open source phone as your daily driver. Or, just live with a "dumb phone" or no additional phone. I am not sure about the SIM card. Is it even possible within the EU to buy one without identification?



> Is it even possible within the EU to buy one without identification?

If it’s a prepaid one, sure. Just go to the supermarket in NL and get one for 10€, pay with cash.


Obviously, if you’re in one of the many EU countries that require identification (even if simpler than Germany’s video identification system) it’s not trivial to go to a supermarket in NL.

I imagine it’s possible to buy one online from NL, CZ, the UK if it has EU roaming, etc.




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